• For Free Consultation Call:
    PAT TOVEY

    Phone: 978-996-5372
    Email:

    NMLS#s 19012, 303191
    State IDs Mortgage Broker MB303191, MLO19012

our reviews

We are committed to provide the highest quality service!

"Me and my husband had the pleasure of working with Pat this year. She is very reliable and trustworthy. Pat gets everything done on time and will help you every step of the way. She made the whole process very easy for us! Would highly recommend working with Pat and ... "
Susan from Norwood, MA

"Working with Pat and team was great! They helped us get a great rate on a tight timeline and were always professional and responsive. We were first time homebuyers with a lot of questions throughout the process and they were always happy to help. We would definitely work with the PT Mortgage team again. "
Michelle A and James from Boston, MA

"My wife and I were first time home buyers and had round after round of questions. Pat answered all of them for us and made this process so easy! We cannot recommend Pat and her team enough. What a pleasure it was to work with. "
Zack from Plainville, MA
"I've used Pat several times in the past 10 years to finance a new purchase and to refinance existing mortgage loans. She's extremely attentive, responds quickly and really works with you to get you the financing package that is most advantageous for you. I will definitely work with Pat on future purchases and/or refinancing."
Jo-Ann from Andover, MA

"Pat was a pleasure to work with! She made our first time home buying experience an extremely positive one! She answered all questions and concerns in a clear and concise manner. We will always recommend her to our family and friends! We couldn’t have asked for a better loan officer who made our home buying experience such a positive one. "
Barbara from Riverside-San Bernardino-Ontario, CA

"This was our first time buying a home and we could not be happier with the process. All of our friends kept telling us how stressful the process of first time home buying would be but we really didn't feel that way because of Pat! She was extremely professional, helpful, ... "
Lauren from Plainville, MA

"Throughout the entire process from beginning to end, PT Mortgage was available whenever I needed them. they consistently answered all questions and concerns I had in a clear and concise manner. Pat’s highly enthusiastic attitude made the home buying process truly enjoyable. Stop reading this review and give PT Mortgage a call! "
zuser201510140906186 from Halifax, MA

"she is very prompt, always helpful, quick reply, response very fast, smile everytime.help us to understand how it will work, worked very hard to closed our loan in very short time period. highly recommend referring to her for any other person,"
TVPATEL from Boxboro, MA

"I recently used PT Mortgage to refinance our mortgage. Pat and Deb were able to expertly guide us through the process, and closed our loan in under 30 days. Through the entire process, Pat was always there to answer any questions we had (and we had lots), and she and Deb did whatever it took to make sure we closed on time. Our expectations were not only met, they were exceeded in every way. PT was able to bring our interest rate down 3/4 of a point and make it possible for us to start a kitchen renovation. We couldn't be happier."
Mike T from Wilmington, MA

"This was my second time working with Pat and Deb. They make a great team and were very responsive. They were knowledge and helpful throughout the entire process. Highly recommend"
melissa from Boston, MA

"Working with Pat and Deb was remarkably simple from the get go. Any questions were answered expeditiously and expertly. They took it upon themselves to reach out and get information when I couldn't answer immediately, things went exceedingly fast. I would recommend PT Mortgage with the highest confidence! "
Kyle from Raynham, MA

"Being a first time homebuyer can be very stressful, but throw in using a VA loan and there’s a few more headaches. But those are all taken care of with amazing speed and incredible kindness from this awesome office. I cannot say enough good things about Pat and Deb. Amazing awesome people. Every call text or email was answered, even after hours. They made it a breeze and are just an all around pleasure to deal with day in and day out. Get them the paperwork they need and they work their magic and make everything go smoothly and get you the best rate possible."
Kyle Daigneault from Taunton, MA

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