Simply the lowest rates.  Call Pat today...(978)996-5372 for Massachusetts NMLS #19012  MB303191

Thursday, September 24, 2020
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We know that each Massachusetts customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. We work with several banks so you are not limited to one size fits all lending. With one peek at your credit file we can access many lenders without your credit score being lowered by repeated pulls.

With a variety of loan programs (FHA, VA, Jumbo, Reverse and Conventional) and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We strive to beat or, at the least meet any mortgage quotes you have received.

Let us guide you through the home buying or refinancing process in NH and MA, and provide you with the best service available. We work till 9 PM most days and we work on weekends too!

We know that each Massachusetts customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. We work with several banks so you are not limited to one size fits all lending. With one peek at your credit file we can access many lenders without your credit score being lowered by repeated pulls.

With a variety of loan programs (FHA, VA, Jumbo, Reverse and Conventional) and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We strive to beat or, at the least meet any mortgage quotes you have received.

Let us guide you through the home buying or refinancing process in NH and MA, and provide you with the best service available. We work till 9 PM most days and we work on weekends too!

 

Refinancing Made Easy

Need to refinance your current mortgage to lower your payment or interest rate?  Want a 15 yr or a reverse mortgage? Need cash for bill paying? We have the tools to get you started:

Need to refinance your current mortgage to lower your payment or interest rate?  Want a 15 yr or a reverse mortgage? Need cash for bill paying? We have the tools to get you started:

 

What you need to know about credit

In today's market climate, having a good credit record is very important.  We have the information to help you improve your credit:

In today's market climate, having a good credit record is very important.  We have the information to help you improve your credit:

 

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Market Commentary (small version)

Updated on September 24, 2020 10:04:54 AM EDT

Yesterday’s 5-year Treasury Note auction was uneventful with the benchmarks we use to gauge investor demand showing an average level of interest in the securities. The bond market and mortgage pricing had no reaction to the auction results. That leads us to be cautiously optimistic about today’s 7-year Note sale. Results of it will be posted at 1:00 PM ET, meaning if rates react to it, it will happen during early afternoon trading. A strong sale would be considered favorable news for rates even though we are likely to see an insignificant move in rates at best.
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Need quick information? Call (978)996-5372 PT Mortgage Inc NMLS MB303191 Pat Tovey NMLS#19012